[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ivvs.cz\/jak-sporit\/#Article","mainEntityOfPage":"https:\/\/www.ivvs.cz\/jak-sporit\/","headline":"Jak spo\u0159it?","name":"Jak spo\u0159it?","description":"Abyste m\u011bli hodn\u011b pen\u011bz a mohli si dovolit drahou dovolenou nebo nov\u00e9 auto, nemus\u00edte vyd\u011bl\u00e1vat statis\u00edce. Pochopiteln\u011b, n\u011bjak\u00fd p\u0159\u00edjem budete pot\u0159ebovat, bez n\u011bj to zkr\u00e1tka nezvl\u00e1dnete. Ale i s&nbsp;norm\u00e1ln\u00edm platem jde u\u0161et\u0159it v\u00edc, ne\u017e by se mohlo zd\u00e1t. Kl\u00ed\u010d je v&nbsp;tom, \u017ee si mus\u00edte nastavit priority. Nastaven\u00ed priorit Ud\u011blejte si \u010das, sedn\u011bte se a vypi\u0161te ... <a href=\"https:\/\/www.ivvs.cz\/jak-sporit\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> \"Jak spo\u0159it?\"<\/span> &raquo;<\/a>","datePublished":"2020-01-05","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.ivvs.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ivvs.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ivvs.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ivvs.cz\/wp-content\/uploads\/img_a369673_w4279_t1581780460.jpg","url":"https:\/\/www.ivvs.cz\/wp-content\/uploads\/img_a369673_w4279_t1581780460.jpg","height":0,"width":0},"url":"https:\/\/www.ivvs.cz\/jak-sporit\/","about":["Finance"],"wordCount":483,"articleBody":"Abyste m\u011bli hodn\u011b pen\u011bz a mohli si dovolit drahou dovolenou nebo nov\u00e9 auto, nemus\u00edte vyd\u011bl\u00e1vat statis\u00edce. Pochopiteln\u011b, n\u011bjak\u00fd p\u0159\u00edjem budete pot\u0159ebovat, bez n\u011bj to zkr\u00e1tka nezvl\u00e1dnete. Ale i s&nbsp;norm\u00e1ln\u00edm platem jde u\u0161et\u0159it v\u00edc, ne\u017e by se mohlo zd\u00e1t. Kl\u00ed\u010d je v&nbsp;tom, \u017ee si mus\u00edte nastavit priority.\tNastaven\u00ed prioritUd\u011blejte si \u010das, sedn\u011bte se a vypi\u0161te si na pap\u00edr va\u0161e p\u0159\u00edjmy. Jakmile budete m\u00edt napsan\u00e9 p\u0159\u00edjmy, vypi\u0161te si v\u0161echny va\u0161e v\u00fddaje. V\u00fddaje m\u016f\u017eete jednodu\u0161e spo\u010d\u00edtat tak, \u017ee nejd\u0159\u00edve se\u010dtete tzv. nevyhnuteln\u00e9 v\u00fddaje, co\u017e jsou platby za n\u00e1jem, poji\u0161t\u011bn\u00ed, elekt\u0159inu a plyn nebo r\u016fzn\u00e9 jin\u00e9 z\u00e1vazky, kter\u00e9 nelze jen tak vynechat. Jako druh\u00e9 se\u010dtete m\u011bs\u00ed\u010dn\u00ed v\u00fddaje za j\u00eddlo a pit\u00ed, oble\u010den\u00ed, kulturu, noviny, cigarety, z\u00e1bavu atd. Pokud m\u00e1te se\u010dteno, ode\u010dt\u011bte nevyhnuteln\u00e9 v\u00fddaje od celkov\u00fdch m\u011bs\u00ed\u010dn\u00edch v\u00fddaj\u016f a zbude v\u00e1m \u010d\u00edslo, ze kter\u00e9ho byste m\u011bli b\u00fdt schopni ode\u010d\u00edst je\u0161t\u011b p\u00e1r korun na j\u00eddlo a pit\u00ed, \u010di jin\u00e9 pot\u0159eby d\u016fle\u017eit\u00e9 k&nbsp;\u017eivotu (t\u0159eba l\u00e9ky). Zkuste si \u0159\u00edct, jestli opravdu budete pot\u0159ebovat j\u00edt o v\u00edkendu do kina nebo zda si doopravdy budete muset koupit 20 krabi\u010dek cigaret za m\u011bs\u00edc, nam\u00edsto deseti krabi\u010dek. Takt\u00e9\u017e na ji\u017e zm\u00edn\u011bn\u00e9m j\u00eddle se d\u00e1 skv\u011ble u\u0161et\u0159it. M\u00edsto j\u00eddla v&nbsp;restaurac\u00edch a fastfoodech zkuste nakoupit suroviny a va\u0159it si sami doma. Ve fin\u00e1le tak u\u0161et\u0159\u00edte v\u00edce pen\u011bz, kter\u00e9 si m\u016f\u017eete odkl\u00e1dat.\tOdkl\u00e1dejte si pen\u00edzeOdkl\u00e1dejte si \u010d\u00e1st pen\u011bz z&nbsp;t\u011bch, co jste u\u0161et\u0159ily. Pokud si dok\u00e1\u017eete dop\u0159edu vypo\u010d\u00edtat kolik jich za m\u011bs\u00edc utrat\u00edte, m\u016f\u017eete si rovnou odkl\u00e1dat v\u0161echny u\u0161et\u0159en\u00e9. K&nbsp;odkl\u00e1d\u00e1n\u00ed je lep\u0161\u00ed vyu\u017e\u00edvat spo\u0159\u00edc\u00ed \u00fa\u010dty, kde se v\u00e1m ro\u010dn\u011b nebo m\u011bs\u00ed\u010dn\u011b p\u0159i\u010d\u00edtaj\u00ed provize z&nbsp;\u00farok\u016f. Jejich nev\u00fdhodou je ale to, \u017ee jsou uzav\u00edr\u00e1ny na del\u0161\u00ed dobu. Pokud ov\u0161em chcete na\u0161et\u0159it nap\u0159. na auto, jsou velice vhodnou volbou. Jestli\u017ee ale chcete \u0161et\u0159it t\u0159eba jen na letn\u00ed dovolenou, sta\u010d\u00ed si pen\u00edze odkl\u00e1dat do tradi\u010dn\u00ed pokladni\u010dky. Pokud chcete jet na dovolenou za rok a m\u00e1te mo\u017enost odlo\u017eit ka\u017ed\u00fd m\u011bs\u00edc t\u0159eba 3000, jste za rok schopni na\u0161et\u0159it 36000 a za to u\u017e se ur\u010dit\u011b d\u00e1 n\u011bco nav\u0161t\u00edvit.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak spo\u0159it?","item":"https:\/\/www.ivvs.cz\/jak-sporit\/#breadcrumbitem"}]}]