[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ivvs.cz\/konkurence-ktera-ma-navrch\/#Article","mainEntityOfPage":"https:\/\/www.ivvs.cz\/konkurence-ktera-ma-navrch\/","headline":"Konkurence, kter\u00e1 m\u00e1 navrch","name":"Konkurence, kter\u00e1 m\u00e1 navrch","description":"Kdo by si byl v takov\u00fdch sedmdes\u00e1t\u00fdch letech dvac\u00e1t\u00e9ho stolet\u00ed pomyslil, \u017ee klasick\u00e9 st\u00e1tn\u00ed banky budou m\u00edt jednou opravdovou konkurenci. Alespo\u0148, co se hypot\u00e9k a p\u016fj\u010dek t\u00fd\u010de. Ka\u017ed\u00e1 konkurence, kter\u00e1 se sna\u017e\u00ed p\u0159ed\u010d\u00edt sv\u00e9ho kolegu, kter\u00fd tu byl o tolik let d\u0159\u00edve, mus\u00ed m\u00edt n\u011bjak\u00e9 v\u00fdhody, kter\u00fdmi upout\u00e1 mo\u017en\u00e9 klienty. Pokud bychom se zamyslili, co ... <a href=\"https:\/\/www.ivvs.cz\/konkurence-ktera-ma-navrch\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> \"Konkurence, kter\u00e1 m\u00e1 navrch\"<\/span> &raquo;<\/a>","datePublished":"2018-03-20","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.ivvs.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ivvs.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ivvs.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ivvs.cz\/wp-content\/uploads\/img_a315308_w2144_t1526220867.jpg","url":"https:\/\/www.ivvs.cz\/wp-content\/uploads\/img_a315308_w2144_t1526220867.jpg","height":0,"width":0},"url":"https:\/\/www.ivvs.cz\/konkurence-ktera-ma-navrch\/","about":["Www"],"wordCount":406,"articleBody":"   Kdo by si byl v takov\u00fdch sedmdes\u00e1t\u00fdch letech dvac\u00e1t\u00e9ho stolet\u00ed pomyslil, \u017ee klasick\u00e9 st\u00e1tn\u00ed banky budou m\u00edt jednou opravdovou konkurenci. Alespo\u0148, co se hypot\u00e9k a p\u016fj\u010dek t\u00fd\u010de. Ka\u017ed\u00e1 konkurence, kter\u00e1 se sna\u017e\u00ed p\u0159ed\u010d\u00edt sv\u00e9ho kolegu, kter\u00fd tu byl o tolik let d\u0159\u00edve, mus\u00ed m\u00edt n\u011bjak\u00e9 v\u00fdhody, kter\u00fdmi upout\u00e1 mo\u017en\u00e9 klienty.   Pokud bychom se zamyslili, co n\u00e1m v p\u0159\u00edpad\u011b poskytov\u00e1n\u00ed hypot\u00e9k na bance vad\u00ed, asi nemus\u00edme p\u0159\u00edli\u0161 p\u0159em\u00fd\u0161let. Nahl\u00ed\u017een\u00ed do registr\u016f dlu\u017en\u00edk\u016f. To by snad tolik nevadilo, pokud by i sebemen\u0161\u00ed z\u00e1znam nebyl d\u016fvodem k odm\u00edtnut\u00ed. Dlouh\u00e1 doba vy\u0159izov\u00e1n\u00ed \u017e\u00e1dosti a zbyte\u010dn\u00e9 pap\u00edrov\u00e1n\u00ed. V\u0161e se prodlu\u017euje pr\u00e1v\u011b proto, \u017ee banka zji\u0161\u0165uje naprosto v\u0161e. I to, co by snad mohlo z\u016fstat \u010dist\u011b soukrom\u00e9. T\u011bch n\u00e1mitek by se jist\u011b na\u0161lo je\u0161t\u011b v\u00edce. Tyto dva d\u016fvody k tomu, aby klient p\u0159em\u00fd\u0161lel o jin\u00e9 mo\u017enosti, jsou v\u0161ak nej\u010dasn\u011bj\u0161\u00ed. V\u00fdhody p\u0159eva\u017euj\u00ed A te\u010f si p\u0159edstavte, \u017ee najdete n\u011bkoho, kdo nebude nic zji\u0161\u0165ovat a finance v\u00e1m p\u016fj\u010d\u00ed b\u011bhem n\u011bkolika hodin. \u017de to nen\u00ed mo\u017en\u00e9? V\u0161echny tyto v\u00fdhody a je\u0161t\u011b n\u011bco nav\u00edc v\u00e1m p\u0159in\u00e1\u0161\u00ed americk\u00e1 hypot\u00e9ka bez registru. Bude po v\u00e1s cht\u00edt jen jedno. Jako protihodnotu vlo\u017eit do va\u0161\u00ed dohody nemovitost, kterou budete ru\u010dit. Jinak nic. Nemus\u00edte m\u00edt vysok\u00e9 p\u0159\u00edjmy a \u010dist\u00e9 registry. Dokonce m\u016f\u017eete m\u00edt i exekuce.  A pr\u00e1v\u011b pomoc\u00ed tohoto nebankovn\u00edho produktu si je budete moci kone\u010dn\u011b vyplatit. Sta\u010d\u00ed ofotit zm\u00edn\u011bnou nemovitost a pak jen fotografie zaslat s dal\u0161\u00edmi informacemi on-line. Pak u\u017e jde v\u0161e jako po dr\u00e1tk\u00e1ch. Pokud opravdu sp\u011bch\u00e1te, pak se m\u016f\u017eete dohodnout na expresn\u00edm \u010derp\u00e1n\u00ed. Co\u017e znamen\u00e1, \u017ee je\u0161t\u011b t\u00e9ho\u017e dne, kdy smlouvu podep\u00ed\u0161ete, budete m\u00edt sv\u00e9 finance k dispozici. A kolik m\u016f\u017eete dostat? A\u017e sedmdes\u00e1t procent z odhadn\u00ed ceny vlo\u017een\u00e9ho majetku. A vzhledem k tomu, \u017ee se mohou spl\u00e1tky rozpo\u010d\u00edtat a\u017e na t\u0159icet let, nebude to m\u011bs\u00ed\u010dn\u011b p\u0159\u00edli\u0161 velk\u00fd z\u00e1sah do rozpo\u010dtu.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Konkurence, kter\u00e1 m\u00e1 navrch","item":"https:\/\/www.ivvs.cz\/konkurence-ktera-ma-navrch\/#breadcrumbitem"}]}]